Cynthia Chen, CEO and co-founder of Kikoff, spoke with Fox Business on August 18, 2025. We talked about how new AI tools can help people improve their credit scores and AI futures and their financial futures.
According to the CEO and co-founder of Personal Finance Platform Kikoff, the new AI (AI) credit dispute tool has been used by consumers tens of thousands of times since its launch.
Cynthia Chen spoke with Fox Business about the launch of last week’s AI credit dispute. This is “a unique feature that helps you identify and correct errors in today’s credit report,” according to the press release. This tool is now available on the Kikoff app.
Kikov offers Credit building A tool for users whose plans start at $5 a month. The new AI tool will help you “spot errors, send conflicts, tap on the app a few times to move forward.” It’s a free service for Kikoff users.
“We’ve already made consumers use the tool more than 70,000 times since its release,” Chen said.
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Paul Willen, an economist at the Boston Federal Reserve, collaborates with the credit report at his dining room table at his home on August 20, 2010. (Patrick Whittemore/Medianews Group/Boston Herald/Getty Images)
Kikov quoted Consumer Report, Last year, “Nearly half of consumers who volunteered to check their credit reports have discovered mistakes, and have found significant errors involving debt that could undermine their credit scores and limit financial opportunities.”
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“Before Kikov, I was trying to file a dispute myself, but the process was confusing,” Florida Kikov user Ashley Weeks said in a statement. “I used Kikov Credit Disputes Now, multiple times, it honestly makes things so easy. Being able to see the letters Kikoff prepared gave me more confidence.
Chen sees continued growth in The future of AI Regarding personal finances.

Credit report illustration. (istock / istock)
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“I think a lot of traditionally expensive services and products that are very heavy with manual procedures can definitely be automated,” she said, making them “more accurate” and “predictable.”